Frequently Asked Questions

PWClub makes investing easier and more accessible. We now offer automated online investments. PWClub combines low-cost, tax-efficient investment strategies with technology and personalized advice to empower you to achieve your financial goals

The Foundation’s investment program was created specifically to help individuals, congregations, schools and other organizations. We can help you manage your organization’s endowments and investment accounts.

Each program's minimum investment amout varies per program type ($50 - $10,000). This is excluding the memebership fee for new registration.

Depending on each program. Interest on your account is acquired Daily, Weekly, Bi-Weekly, Monthly and Yearly and credited to your available balance at the end of each day.

Yes, you can but all transactions are handled separately.

Your money is looked after by a team of qualified investment managers with experience in established firms all over the world. Our experts have developed an investment system that uses algorithms and industry experience to pick the best funds available to you, then builds you an investment plan that suits your goals and attitude to risk. And because things are always changing in the financial markets, our team monitors and adjusts your plan regularly, to make sure your money works as hard as you do.

No. We are not regulated to give you advice on whether investing is right for you. If you’re unsure, you should always seek the advice of an Independent Financial Adviser (IFA).

With PWClub, you have 24-hour, year-round online access to your investments. You can view and edit your plans and add or withdraw funds in just a few clicks. Your plan detail page shows you the lifetime performance of your plan, the assets you hold and your full transaction history. It’s good to check in from time to time, but remember, investing is a long-term savings strategy.

Yes, all investing carries an element of risk, but PWClub lets you choose the level of risk you’re comfortable to take. Our five-point scale lets you choose from a 'cautious' (low-risk) approach, to a more 'adventurous' (high-risk) approach. We also build you a diversified investment plan, meaning we don’t put all your eggs in one basket. Instead, we spread your investments (eggs) out across a number of different assets and markets (baskets). That way, you’re not relying on one particular ‘basket’ to get a return on your investment. Spreading (or diversifying) your risk is generally accepted as the most sensible way to invest, but it’s still never risk-free.

Yes you can register free of charge. A membership fee of $100 is required to activate your account.

There is no ‘good’ or ‘best’ time to invest. The best thing about PWClub is that you don’t have to time the market or wait for the perfect opportunity to invest. Once you select a particular program to invest in, you can choose any date and invest regularly every week.

To make a investment you must first become a member of PWClub. Once you are signed up, you can make your first deposit. All deposits must be made through the Members Area. You can login using the member username and password you receive when signup.

You can open a free cryptocurrency account here: Luno LocalBitcoin Blockchain

Yes, however under extraordinary circumstances we will allow investors to exit only after we have found a replacement investor to take your position.

Yes, however under extraordinary circumstances we will allow investors to exit only after we have found a replacement investor to take your position.

Yes, you can use two-factor authentication (2FA) to add another layer of security to your account. When you login, you’ll need to enter both your password and a code generated by an app on your phone. If you lose your device, you'll need to get in touch with us to restore access to your account.

Step 1: Install an Authenticator App

Before you can set up two-factor authentication, you need to install Google Authenticator or Authy on your device from Google Play or the App Store.

Step 2: Go to your PWClub account settings

On a desktop, you’ll find two-factor Authentication under your profile in the password settings.

Click on “Enable Two-Factor Authentication” and follow the instructions.

When the barcode appears, scan it with your authenticator app or enter the key manually.

Step 3: Verify Code

Once you’ve scanned the code, you’ll need to enter the code generated by your authentication app to enable two-factor authentication.

Every time you log in to your PWClub account after doing this you will need to enter a code from your authentication app. Please note that if you lose the device with your authentication app on it you'll need to get in touch with us to restore access to your account.